To All Residents of Mull and Iona
Winter Hardship Fund
Help to cover essential living costs such as heating, food and transport

Due to the COVID-19 pandemic, this coming winter will be very challenging for many in our island communities.  Mull and Iona’s Community Hydro Scheme at Garmony supports Community projects through the Waterfall Fund. Green Energy Mull which owns Garmony Hydro has recently donated additional funds to the Waterfall Fund specifically to help individuals and households make ends meet through the winter months.  We will award small grants (up to £250)  on a straightforward and confidential basis.  Payment will be via a pre-paid Debit Card.

Please read on to see if you could qualify.
If you can answer YES to all the questions below, please get in touch.

  • Do you currently live on Mull, Iona, Ulva, Gometra or Erraid?

  • Has your household income reduced due to the Covid-19 pandemic?

  • Do you need help to keep your home adequately heated, or to feed you/your family, or to get to work?

  • Are you unable to meet these costs from savings?


It is often difficult to ask for help. All applications will be dealt with sensitively and in complete confidence

How to apply

Download and complete the application form available here or email to request the form.

Or you can discuss it confidentially with one of the Trustees – see phone numbers below.


You can also ask anybody you trust to help you with your application, a family member, friend, or neighbour.
Contact a Waterfall Fund Trustee by phone for an informal, confidential discussion.
Vic Linnemann 01688 302957
Sue Hawkes 01681 704320
Becki Marsland 07919080005
Joanne MacInnes 01681 700005
Jim Corbett 01680 814214
If you’re unsure whether the fund can cover the costs you need help with, please contact one of the Trustees listed above for a confidential chat
There is no deadline for applications. 
We do not expect the Fund to run out before the end of 2020 but will be monitoring it carefully.